Key Considerations for Medicare Advantage Plan Shopping

As the Medicare Advantage plan enrollment period approaches, beneficiaries face important decisions amidst changes in the insurance landscape. With major insurers reducing coverage, many will need to find new plans for 2025.

• Start reviewing options early, before the October 15 enrollment window opens.
• Look beyond $0 premiums to consider network coverage and prescription costs.
• Don't wait until after Thanksgiving, as the enrollment period ends December 7.
• Evaluate core coverage benefits before considering supplemental perks.
• Use resources like government plan finders and insurance assistance programs for guidance.

By starting early and focusing on essential coverage needs, Medicare beneficiaries can navigate the complex landscape of Advantage plans and make informed decisions for their healthcare in 2025.